WHAT IS INDIA STACK?

IndiaStack is a set of APIs that allows governments, businesses, startups and developers to utilise an unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery. The Open API team at iSPIRT has been a pro-bono partner in the development, evolution, and evangelisation of these APIs and systems.

INDIA STACK PROVIDES 4 DISTINCT TECHNOLOGY LAYERS

Presenceless layer

Presenceless layer

Where a universal biometric digital identity allows people to participate in any service from anywhere in the country

Paperless layer

Paperless layer

Where digital records move with an individual's digital identity, eliminating the need for massive amount of paper collection and storage

Cashless layer

Cashless layer

Where a single interface to all the country's bank accounts and wallets to democratize payments

Consent layer

Consent layer

Which allows data to move freely and securely to democratize the market for data

THE EVOLUTION OF INDIA STACK

  • 2009
    UIDAI was created with the objective to issue Unique Identification numbers (UID), named as "Aadhaar”.
  • 2010
    UIDAI launched Aadhaar Auth API even before the first Aadhaar was issued.
  • 2011
    NPCI launched Aadhaar Payments Bridge & Aadhar Enabled Payments System which uses Aadhaar number as a central key for electronically channelizing the Government benefits and subsidies.
  • 2012
    UIDAI launched eKYC which allows businesses to perform Know Your Customer verification process digitally using Biometric or Mobile OTP.
  • 2015
    CCA launches eSign as an open API to facilitate an Aadhaar holder to digitally sign a document and MeitY launches DigiLocker, a platform for issuance and verification of documents & certificates in a digital way, thus eliminating the use of physical documents
  • 2016
    NPCI launches Unified Payments Interface, the most advanced public payments system in the world to revolutionise digital payments in India
  • 2016
    NeGD launches DigitalLocker, a a platform for issuance and verification of documents & certificates in a digital way

HOW DOES IT AFFECT INDIA?

Citizens

Brings millions of Indians into the formal economy by reducing friction.

Software ecosystem

Fosters innovation to build products for financial Inclusion, healthcare & educational services at scale.

Government

Brings a paradigm shift in the way government services are delivered in a transparent, accountable and leakage free model.

INDIA STACK BY NUMBERS

1.064 Billion Aadhaars issued in 6 years
2.98 Billion Aadhaar authentications
339 Million Aadhar linked bank accounts
150 Million eKYC in 3 years

READY TO BUILD FOR 1.2 BILLION PEOPLE?

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